Mantra for Money Problems
When money problems arise, mantras can be a way to shift energy, remove obstacles, and invite prosperity. In traditional practice, certain mantras are believed to directly help in overcoming financial difficulties, debts, and poverty.
Here are some of the most effective mantras for money problems:
1. Mahalakshmi Mantra (Goddess of Wealth)
This is the most powerful mantra for overcoming financial struggles.
Mantra:
“ॐ श्रीं महालक्ष्म्यै नमः”
“Om Shreem Mahalakshmyai Namah”
Benefits:
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Removes poverty and money blockages
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Brings stability, peace, and abundance
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Attracts opportunities for wealth
2. Kubera Mantra (Lord of Wealth)
Kubera is the treasurer of the gods. His mantra is chanted for debt relief and sudden financial support.
Mantra:
“ॐ यक्षाय कुबेराय वैश्रवणाय धनधान्याधिपतये नमः”
“Om Yakshaya Kuberaya Vaishravanaya Dhana-Dhanyadhipataye Namah”
Benefits:
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Opens financial channels
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Helps overcome debt
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Brings business and career growth
3. Ganesh Mantra (Remover of Obstacles)
Financial issues often come from hidden obstacles. Lord Ganesha’s mantra helps clear them.
Mantra:
“ॐ गं गणपतये नमः”
“Om Gam Ganapataye Namah”
Benefits:
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Removes hurdles in money flow
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Brings success in new ventures
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Creates steady income sources
4. Gayatri Mantra for Wealth
This version of the Gayatri mantra invokes divine blessings for prosperity.
Mantra:
“ॐ भूर्भुवः स्वः तत्सवितुर्वरेण्यं भर्गो देवस्य धीमहि धियो यो नः प्रचोदयात्”
(Om Bhur Bhuvah Swaha Tat Savitur Varenyam Bhargo Devasya Dhimahi Dhiyo Yo Nah Prachodayat)
Benefits:
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Strengthens financial karma
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Removes long-standing problems
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Balances spiritual and material wealth
How to Use These Mantras for Money Problems
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Time: Best during early morning (sunrise) or evening.
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Count: Chant 108 times daily with a clear intention.
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Place: Sit in a clean space, facing east or north.
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Offerings: Light a ghee lamp, offer fresh flowers, and keep a small bowl of rice or coins near the deity’s image.
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Duration: Continue chanting for at least 21 or 40 days without interruption.
If you feel stuck, chant “Om Shreem Mahalakshmyai Namah” at least 27 times daily while visualizing your debts dissolving and money flowing toward you.
The most effective mantra for money problems is the powerful Kubera Mantra, which is believed to resolve financial difficulties, remove money-related obstacles, and bring prosperity:
Kubera Mantra for Money Problems:
ॐ यक्षाय कुबेराय वैश्रवणाय धनधान्याधिपतये धनधान्यसमृद्धिं मे देहि दापय स्वाहा॥
Om Yakshaya Kuberaya Vaishravanaya Dhanadhanyadhipataye
Dhanadhanyasamriddhim Me Dehi Dapaya Swaha
Meaning:
“I bow to Lord Kubera, the lord of wealth and treasures, the son of Vishrava (Vaishravanaya), the ruler of riches and grains. Please bless me with abundant wealth and prosperity and remove my financial troubles.”
Benefits of Chanting:
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Helps overcome debts and financial burdens quickly
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Clears money blockages and attracts steady income
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Enhances wisdom and judgment in financial decisions
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Brings peace of mind, stability, and social respect
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Removes obstacles related to money issues and business success
How to Chant:
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Chant 108 times daily for effectiveness
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Best during early morning facing North or East
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Use a mala for counting and do with full devotion
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Visualize money flowing in and your financial problems dissolving
This mantra is especially powerful for those facing sudden financial crises or chronic money problems. Regular chanting with faith is said to bring Lord Kubera’s blessings for material and spiritual prosperity while dissolving financial distress.
When dealing with money problems, the most effective mantras are those that specifically focus on removing obstacles (debt, losses) and simultaneously attracting a stable flow of wealth.
Here are two of the most powerful Hindu mantras for resolving financial problems and debt, often used together for a complete solution.
1. The Debt-Removal Mantra: Runa Harta Ganesha Mantra
This mantra is dedicated to Lord Ganesha, specifically in his form as Runa Harta Ganapati (the remover of debt/bondage). “Runa” means debt (financial or karmic), and “Hartaye” means destroyer or remover. Chanting this mantra is believed to dissolve existing liabilities and obstacles to financial freedom.
Meaning Breakdown:
- Om Shreem: Invokes Goddess Lakshmi (prosperity and wealth).
- Gam: The seed sound (Bija Mantra) of Lord Ganesha (remover of obstacles).
- Runa Hartaye: O Remover of Debts.
- Om Ganapataye Namaha: Salutations to Lord Ganesha.
Benefit: This is highly recommended for anyone struggling with debt, loans, or significant financial burdens, as it combines the power of Ganesha (obstacle remover) and Lakshmi (wealth provider) for a targeted resolution.
2. The Abundance & Flow Mantra: Ashta Lakshmi Kubera Mantra
This mantra invokes the blessings of both Lord Kubera (God of Wealth Management) and Ashta Lakshmi (The Eight forms of Wealth). It focuses on attracting and stabilizing wealth in all its forms, which naturally helps alleviate ongoing money problems.
Meaning: “I bow to Lord Kubera and the Eight forms of Lakshmi. Please fill my house with wealth (Dhanam Puraya Puraya). Salutations to you.”
Benefit: This mantra helps in financial growth, stopping money losses, and establishing prosperity in your life, covering not just cash but also prosperity in health, courage, and knowledge.
Tips for Chanting Mantras for Money Problems
- Consistency is Key: Chant either mantra 108 times every day. You can use a Rudraksha or Tulsi mala (rosary) to keep count.
- Intention: While chanting, have a clear, calm intention—don’t focus on the lack of money, but rather on the flow of stability, resolution, and new opportunities entering your life.
- Timing: The early morning (Brahma Muhurta, 4:00 AM–6:00 AM) or the evening are considered the best times for spiritual practice.
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Facing Direction: If possible, face North while chanting the Kubera mantra, as it is Lord Kubera’s direction. For Ganesha, any direction works, though East or North-East are common.
